Two Vehicle Accident

What is Gap Insurance?

When the time comes to buy a new car, you’ll have a few financing and insurance options to choose from. One is gap insurance. So what does gap insurance cover? In short, gap insurance is designed to cover the gap between the owed amount on the car and the true cash value of the car at the time of an accident in Henderson. Before you make the decision if you need it or not, learn more about what this insurance covers, how it can benefit your drives, and more with our finance team.

What Does Gap Insurance Cover?

Gap insurance covers a variety of issues related to your vehicle. This is meant to cover damage to your vehicle and not property or bodily injury. It’s important to keep this in mind. With that being said, here is what gap insurance does and does not cover in Las Vegas:

Gap Insurance Covers:

  • Theft
  • Fire
  • Vandalism
  • Accident
  • Acts of nature (tornado, hurricane, flood, etc.)

Gap Insurance Does NOT Cover:

  • Deductible (though some gap insurance policies allow this)
  • Engine failures and other mechanical repairs/malfunctions
  • Death
  • Extended warranties

So, what does gap insurance do? As mentioned above, it’s meant to cover total loss in the event of an accident. While it’s optional coverage, it’s worth talking to your insurance company about.

Do I Need Gap Insurance?

Gap insurance is highly recommended when purchasing a new car and going through various insurance plans. If your dealership offers a plan that includes deductible coverage, having gap insurance can be very helpful. Opting for this insurance will give you extra peace of mind as well as help you save money in the event of an accident. Learn more about buying gap insurance, what gap insurance covers and othe finance tips with our finance team today!

Explore All Insurance and Finance Options at Findlay Mazda

No matter whether you’re ready to purchase a new vehicle or you’re just starting to look, it’s beneficial to be knowledgeable about your insurance options. Our finance experts are here to help you find the right coverage for you and your needs. We also have new vehicle specials to help you save more on your favorite model. Contact us today for more information in Boulder City!

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Findlay Mazda 36.046006, -115.01858.